Do ISA agreements only apply to a job in tech?

I disagree that you need to get a job in tech in order for an ISA to apply, but with a little bit of nuance. Here's why: 1. First off, you shouldn't expect to have a tech job guarantee in an ISA. The best bootcamps have like an 80% placement rate (from people signing up -> getting a job 6 months after graduating). A school offering a tech job guarantee is wayyyyy more sketchy than a school NOT offering one, because it's very unlikely that even the best bootcamps can guarantee that. 2. If you get legitimate training (i.e. it's not a scam) and the school paid their staff, content creators, instructors, etc... then you should be paying something for that training. Maybe you shouldn't be paying the ENTIRE amount if you don't get a tech job, but you got SOMETHING out of the training, even if you didn't get that job. 3. You should see an ISA as an alternative to paying upfront, but be mentally prepared to expect the program to cost approximately the upfront cost. The ISA lets you shift the cost to the future, when you have the income to pay, rather than be burdened by a large bill upfront. If you go into it with the attitude "well if this doesn't work out I won't pay anything" then the whole ecosystem will collapse (as many bootcamps have....) and you might be doing it for the wrong reasons.