u/Individual-Beach-782 wrote (the comment Michael replied to):
Is there any chance that I just don’t pay it and nothing really happens. I have heard in some cases that they just spam you til eventually they stop, or they say that it’s sent to collections but then it didn’t affect their credit.
u/michaelnovati replied ·
Because your loan is with Stride and not with Hack Reactor the collections will fall on them. If something is sent to collections you can try to negotiate a lump sum with the collector.
I can't advise on this because I don't know and I'm not giving legal or financial advice other than it can go to collections and they won't forget about it.