u/michaelnovati replied ·
Past time ISAs don't exist anymore because most modern ISAs have a time limit before it gets activated. For example, if you don't get a job in some time after starting the program, the ISA is activated... you might not pay anything if you don't have a job yet, but they aren't the "sign now and pay years later" model they used to be. If you have a full time job and do the program part time, it's likely you would have to start making payments after that time period.
Short answer: if you are going to take a very long time to get a job because you are part time, the program can't pay thousands of dollars out of pocket on expenses while crossing their fingers you get a job in 1 to 2 years in the future.... doesn't work financially.