u/juniperlee9 wrote (the comment Michael replied to):
To get a sense of the minimum scores people have been able to qualify with. Ideally, some guy going "yeah I had a score similar to that. This is what happened"
u/michaelnovati replied · · edited
I want to repeat, it's not just your credit score alone! And it's important for everyone reading this thread to not be misinformsted about how ISAs work.
I see people constantly who have sufficient credit scores and get initially rejected for ISAs because of past school loan defaults, too high of a debt load given your current salary, other ISAs that you already have, past bankruptcies, and more.
I could write you a paragraph about how each of the factors above could get you denied for an ISA regardless of your credit score but based on how you are treating me why would I.
I've seen first hand how misinformation spreads and I want to caution everyone against the "I found one person who has the same experience at me so this must be true"