u/michaelnovati replied ·
It depends on the terms of the ISA. You should try to compute the range of outcomes you will pay and see if it's worth deferring payments over getting a loan, which might be less upfront but require payments right away.
Don't look at an ISA with a job guarantee like you have nothing to lose and look at it as an amount of money that you expect to pay, but that you get to defer it to the future. There are almost always fine print that make you have to pay something if you end up without a job at the end.