u/michaelnovati replied ·
I can give my 2 cents on this. Most bootcamps are better off getting paid 'upfront' than deferring payments and they don't really care what fees or interest you pay (as long as they don't recommend someone that is really bad operationally that would worsen your experience). So there isn't much difference in personal loan versus a partner loan. The reason the partner loans exist is 1. the company knows the bootcamp and can factor in past performance of students in the terms they give you. 2. you usually can't defer a personal loan, other than real student loans, and some partners will let you defer payments until after the bootcamp, again because they can evaluate the outcomes transparently.
So TLDR: use whatever payment method works for you. Partners aren't necessarily better and not necessarily a scam.