u/michaelnovati replied ·
Upfront is good when you have the money available and it won’t impact your life too much by spending it all upfront.
ISAs work magically under two circumstances: you get a job at the end, and you increase your salary substantially such that the percentage removed from your new salary still leaves you with more take home than you use to have.
So the problem with ISAs and bootcamps is most bootcamps have fairly poor job placement rates, especially when you factor in how many people drop out. And the jobs do get might not be those six figure jobs on average.
Similar to if you pay upfront and left early and get a partial refund, if you sign an ISA and leave early you should expect to pay a partial amount
too. Read the contract to see what that is and if it’s reasonable.
I wouldn’t expect a difference in treatment. It’s on the program’s interest to have you get a great job as soon as possible in any case.